In terms of money, we have no money Meme Template
Comically over-clarifying an obvious financial situation, this template adds a fake formal preamble to a blunt conclusion: 'In terms of money, we have no money.' It expresses broke-ness or budget shortfalls with absurd bureaucratic redundancy.
Caption this template- Category
- Situation Meme Templates
- Size
- 1377 x 1032 px
- Format
- Image
- Price
- Free, no sign up
Where the In terms of money, we have no money meme comes from
The quote is widely associated with the humor style of Arrested Development (Fox, 2003-2006) and similar deadpan sitcoms, though it has also circulated as a standalone absurdist phrasing without a single confirmed source. It spread on Tumblr and Twitter as a relatable format for discussing poverty or budget constraints in an unintentionally formal register.
How to caption the In terms of money, we have no money meme
Use the 'in terms of X, we have no X' structure to acknowledge a deficiency with maximum redundant formal clarity, substituting money for whatever resource you lack. The comedy comes entirely from the circular, bureaucratic phrasing delivering the most obvious possible message with zero additional information. Open it in the meme generator, or read how to make relatable memes for more.
In terms of money, we have no money caption ideas
Need a starting point? Try one of these on the In terms of money, we have no money template, then make it your own in the meme generator.
- In terms of money, we have no money (it is the 28th)
- In terms of fridge contents, the fridge contains condiments and one egg
- In terms of motivation on a Monday, the motivation is not present at this time
- In terms of free time this week, no free time has been allocated
- In terms of phone storage, the storage is at zero and the photos are all blurry dogs
Best uses for the In terms of money, we have no money template
Use the In terms of money, we have no money template when the joke fits a situation format and the image can explain the feeling before the reader finishes the caption. It is strongest for relatable everyday moments, before-and-after jokes, and social observations.
This blank is 1377 x 1032 px and is a still image, so place the most important words where they stay readable after a feed crop. The wide frame works best when the caption stays centered so timeline crops do not cut off the joke.
The sample captions leave room for a setup and a punchline without turning into a paragraph. Before exporting, read the caption once without looking at the image; if it still needs a long explanation, switch to a simpler setup or a more obvious related template.
Caption patterns to try
| Pattern | Why it works |
|---|---|
| In terms of money, we have no money (it is the 28th) | This works because it gives the reader a specific situation instead of a vague label. |
| In terms of fridge contents, the fridge contains condiments and one egg | This pattern keeps the setup concrete, which helps the template carry the reaction. |
| In terms of motivation on a Monday, the motivation is not present at this time | This is a useful direction when you want the punchline to feel personal or self-aware. |
Common mistakes with this blank
- Writing a caption that explains the whole joke instead of letting the In terms of money, we have no money image do part of the work.
- Placing text over the most expressive part of the image, especially faces, gestures, signs, or the main action.
- Using three different ideas in one meme. This template works better when it points at one clear situation.
- Exporting before checking the meme at phone size. If the smallest words blur together, shorten the caption first.
